Standard loans

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On this page you can view our current loan auctions, both for standard personal loans as well as a range of more specialised loans for specific purposes.

You will notice that each loan auction is marked by a credit rating category, ranging from AA till HR. These credit ratings indicate your level of risk should you choose to invest in that borrower's loan auction. These ratings are based on our unique verfication and evaluation process that we use to assess each loan application.

Minimising risk is key to our and your success, so we are constnatly fine-tuning our screening processes taking the best parts of the traditional methods used by banks and enhancing it through the use of new technologies and a more diverse set of evaluation criteria.

A borrower's credit risk category also determines the recommended interest rate we provide for each loan auction. However. these are only recommendations and you are free to offer a borrower whatever interest rate you feel is appropriate during their loan auction.The final rate interest rate for the borrower's loan is the combined weighted average of all the offers made by the investors, which are used to fund their loan.

We recommend investing in loans with rating class HR only to experienced investors who are fully aware of the higher investment risks associated with these loans and have balanced that carefully against the opportunity to earn higher returns on their investment.

Each loan auction contains all of the necessary information about the borrower, including a short story about them and why they are applying for a loan. Our work prior to a borrower's loan auction meakes it easy for you to choose which loans to invest in and what interest rate you want to offer a borrower. Also, because you are dealing with real people, not banks, if you have a question about anything at all you can simply ask the borrower for further details in their loan auction.

Country • Name
Loan type

Interest rate
Information
Financing
C • luborik
10,90 % p.a.
6 500 € • 60 months
18.11.2019
25%
13d 14:49:13
B • Peter1985
7,50 % p.a.
6 700 € • 60 months
18.11.2019
      10%
13d 13:09:28
Požička
C • Dávid10101989
17,04 % p.a.
5 200 € • 60 months
15.11.2019
53%
10d 18:57:07
B • Zuzana50284
11,53 % p.a.
3 000 € • 60 months
15.11.2019
32%
10d 18:40:30
C • Dominik666
16,68 % p.a.
2 500 € • 42 months
14.11.2019
42%
9d 18:14:38
Požicka
D • Miroslav14867
24,70 % p.a.
5 000 € • 60 months
12.11.2019
48%
7d 18:13:40
Bývanie
D • petermazuch
22,24 % p.a.
5 000 € • 39 months
12.11.2019
68%
7d 16:41:17
B • Veronika46018
11,76 % p.a.
5 000 € • 60 months
12.11.2019
25%
7d 16:20:18
D • Simona73185
23,27 % p.a.
3 000 € • 60 months
11.11.2019
59%
6d 19:25:38
B • Milos48725
12,16 % p.a.
2 000 € • 60 months
11.11.2019
61%
6d 14:27:06
C • michael50623
17,01 % p.a.
5 800 € • 60 months
08.11.2019
34%
3d 19:35:48
pozicka
C • kvetoslav89115
12,48 % p.a.
10 000 € • 33 months
08.11.2019
32%
3d 19:03:24
D • Tomino31
20,04 % p.a.
5 000 € • 48 months
08.11.2019
60%
3d 18:53:39
B • Ing.85151
11,06 % p.a.
10 000 € • 36 months
07.11.2019
35%
2d 18:55:50
B • Františka55216
11,47 % p.a.
10 000 € • 60 months
06.11.2019
37%
1d 19:43:01
A • Roman42125
8,63 % p.a.
10 000 € • 60 months
06.11.2019
82%
1d 12:59:48
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