Standard loans

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On this page you can view our current loan auctions, both for standard personal loans as well as a range of more specialised loans for specific purposes.

You will notice that each loan auction is marked by a credit rating category, ranging from AA till HR. These credit ratings indicate your level of risk should you choose to invest in that borrower's loan auction. These ratings are based on our unique verfication and evaluation process that we use to assess each loan application.

Minimising risk is key to our and your success, so we are constnatly fine-tuning our screening processes taking the best parts of the traditional methods used by banks and enhancing it through the use of new technologies and a more diverse set of evaluation criteria.

A borrower's credit risk category also determines the recommended interest rate we provide for each loan auction. However. these are only recommendations and you are free to offer a borrower whatever interest rate you feel is appropriate during their loan auction.The final rate interest rate for the borrower's loan is the combined weighted average of all the offers made by the investors, which are used to fund their loan.

We recommend investing in loans with rating class HR only to experienced investors who are fully aware of the higher investment risks associated with these loans and have balanced that carefully against the opportunity to earn higher returns on their investment.

Each loan auction contains all of the necessary information about the borrower, including a short story about them and why they are applying for a loan. Our work prior to a borrower's loan auction meakes it easy for you to choose which loans to invest in and what interest rate you want to offer a borrower. Also, because you are dealing with real people, not banks, if you have a question about anything at all you can simply ask the borrower for further details in their loan auction.

Country • Name
Loan type

Interest rate
Information
Financing
C • Rudolf28712
12,85 % p.a.
500 € • 27 months
09.07.2020
70%
13d 07:25:38
D • Dagmara78335
22,70 % p.a.
900 € • 24 months
09.07.2020
55%
13d 07:19:57
B • Silvia15233
12,04 % p.a.
3 000 € • 60 months
09.07.2020
      7%
13d 04:33:49
B • Zdenko15481
11,30 % p.a.
10 000 € • 60 months
09.07.2020
      3%
13d 01:19:15
C • Peter50453
19,62 % p.a.
3 750 € • 60 months
09.07.2020
      7%
13d 01:09:42
B • Michaela78132
12,11 % p.a.
3 000 € • 60 months
08.07.2020
      15%
12d 02:13:04
C • Peter87186
16,86 % p.a.
6 000 € • 60 months
08.07.2020
      4%
12d 02:08:31
Pavel
C • Pavel63091
17,24 % p.a.
2 500 € • 36 months
07.07.2020
33%
11d 04:39:49
C • JakubKralo
18,98 % p.a.
5 000 € • 54 months
06.07.2020
      21%
10d 07:18:41
B • Jaroslav98544
11,66 % p.a.
7 450 € • 60 months
06.07.2020
      4%
10d 01:52:05
C • Edit22
15,12 % p.a.
2 250 € • 36 months
03.07.2020
34%
7d 07:28:03
C • Róbert1975
14,78 % p.a.
7 000 € • 36 months
03.07.2020
      15%
7d 05:12:51
Rodina
C • Marián_59852
13,13 % p.a.
7 500 € • 60 months
03.07.2020
      22%
7d 02:50:44
B • Sanasar57806
11,18 % p.a.
5 000 € • 60 months
03.07.2020
42%
7d 02:22:49
D • Filipko89
22,69 % p.a.
1 500 € • 36 months
02.07.2020
83%
6d 07:21:36
B • Matej36493
13,93 % p.a.
5 000 € • 60 months
02.07.2020
      8%
6d 07:10:07
B • Tomas19147
12,31 % p.a.
2 000 € • 60 months
02.07.2020
100%
0d 09:45:58
D • Gábor59192
25,38 % p.a.
3 000 € • 60 months
01.07.2020
31%
5d 07:37:06
C • Faizah
17,79 % p.a.
4 000 € • 36 months
01.07.2020
75%
5d 06:22:40
C • Peter26983
19,10 % p.a.
3 000 € • 60 months
01.07.2020
84%
5d 01:13:22
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