Standard loans

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On this page you can view our current loan auctions, both for standard personal loans as well as a range of more specialised loans for specific purposes.

You will notice that each loan auction is marked by a credit rating category, ranging from AA till HR. These credit ratings indicate your level of risk should you choose to invest in that borrower's loan auction. These ratings are based on our unique verfication and evaluation process that we use to assess each loan application.

Minimising risk is key to our and your success, so we are constnatly fine-tuning our screening processes taking the best parts of the traditional methods used by banks and enhancing it through the use of new technologies and a more diverse set of evaluation criteria.

A borrower's credit risk category also determines the recommended interest rate we provide for each loan auction. However. these are only recommendations and you are free to offer a borrower whatever interest rate you feel is appropriate during their loan auction.The final rate interest rate for the borrower's loan is the combined weighted average of all the offers made by the investors, which are used to fund their loan.

We recommend investing in loans with rating class HR only to experienced investors who are fully aware of the higher investment risks associated with these loans and have balanced that carefully against the opportunity to earn higher returns on their investment.

Each loan auction contains all of the necessary information about the borrower, including a short story about them and why they are applying for a loan. Our work prior to a borrower's loan auction meakes it easy for you to choose which loans to invest in and what interest rate you want to offer a borrower. Also, because you are dealing with real people, not banks, if you have a question about anything at all you can simply ask the borrower for further details in their loan auction.

Country • Name
Loan type

Interest rate
Information
Financing
A • Rastislav19911
8,18 % p.a.
3 000 € • 33 months
03.06.2020
27%
13d 12:56:42
A • Stefan10000
10,25 % p.a.
10 000 € • 60 months
02.06.2020
      4%
12d 13:38:12
B • Gabriel89140
11,94 % p.a.
3 100 € • 60 months
02.06.2020
      15%
12d 12:47:11
A • Dudo27
10,71 % p.a.
2 900 € • 60 months
01.06.2020
      14%
11d 15:40:55
Pozicka
C • Alena61106
20,04 % p.a.
3 000 € • 60 months
01.06.2020
42%
11d 12:56:37
D- • Milan37032
28,93 % p.a.
3 000 € • 57 months
29.05.2020
73%
8d 15:18:04
C • Radka98715
17,67 % p.a.
5 000 € • 60 months
29.05.2020
28%
8d 14:29:33
A • Erik_33369
7,40 % p.a.
5 000 € • 60 months
28.05.2020
      5%
7d 14:13:04
C • Lucia75077
20,09 % p.a.
5 000 € • 50 months
28.05.2020
32%
7d 10:32:13
Pomoc
C • McRedy
18,33 % p.a.
4 000 € • 60 months
28.05.2020
33%
7d 10:10:37
bývanie
B • Marketa47289
14,47 % p.a.
9 400 € • 60 months
27.05.2020
      14%
6d 13:29:13
C • Peter50453
17,47 % p.a.
10 000 € • 60 months
27.05.2020
      24%
6d 13:20:12
B • Jan72350
10,44 % p.a.
3 250 € • 60 months
27.05.2020
50%
6d 12:42:32
Autíčko
A • Monika51118
10,60 % p.a.
7 000 € • 60 months
26.05.2020
      12%
5d 14:53:12
B • Simona24607
15,08 % p.a.
5 000 € • 39 months
26.05.2020
36%
5d 11:43:04
Svadba
C • Patrik61375
19,76 % p.a.
5 000 € • 60 months
22.05.2020
72%
1d 14:47:44
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