Standard loans

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On this page you can view our current loan auctions, both for standard personal loans as well as a range of more specialised loans for specific purposes.

You will notice that each loan auction is marked by a credit rating category, ranging from AA till D-. These credit ratings indicate your level of risk should you choose to invest in that borrower's loan auction. These ratings are based on our unique verfication and evaluation process that we use to assess each loan application.

Minimising risk is key to our and your success, so we are constnatly fine-tuning our screening processes taking the best parts of the traditional methods used by banks and enhancing it through the use of new technologies and a more diverse set of evaluation criteria.

A borrower's credit risk category also determines the recommended interest rate we provide for each loan auction. However. these are only recommendations and you are free to offer a borrower whatever interest rate you feel is appropriate during their loan auction.The final rate interest rate for the borrower's loan is the combined weighted average of all the offers made by the investors, which are used to fund their loan.

Each loan auction contains all of the necessary information about the borrower, including a short story about them and why they are applying for a loan. Our work prior to a borrower's loan auction meakes it easy for you to choose which loans to invest in and what interest rate you want to offer a borrower. Also, because you are dealing with real people, not banks, if you have a question about anything at all you can simply ask the borrower for further details in their loan auction.

Country • Name
Loan type

Interest rate
Information
Financing
A • Jan.Jurco38
8,25 % p.a.
10 000 € • 60 months
19.02.2019
      20%
12d 04:34:54
B • Martin55111
11,88 % p.a.
6 000 € • 60 months
20.02.2019
28%
13d 04:49:23
Uver.
B • Milan22476
10,33 % p.a.
10 000 € • 60 months
20.02.2019
      13%
12d 23:24:49
AA • Mkatikam
7,32 % p.a.
6 000 € • 60 months
19.02.2019
45%
12d 04:21:59
C • Oleksiy28528
13,78 % p.a.
5 000 € • 48 months
20.02.2019
63%
13d 05:49:55
B • Pavol53428
10,47 % p.a.
10 000 € • 60 months
15.02.2019
90%
8d 05:31:03
B • Štefan92996
11,13 % p.a.
6 000 € • 60 months
19.02.2019
51%
12d 04:16:27
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