CashFree Housing loan

An investment in loans for the purchase of a new apartment, secured by an extra guarantee from real-estate developers. In cooperation with well-known developers, Zltý Melon offers a unique opportunity to invest profitably and securely in loans by which people finance their new housing.


How does it work?

CashFree loans are used to pay the first down payment required to secure the purchase of a new build home. The standard duration for these loans is between 12 and 24 months, with a maximum duration of 48 months. The whole loan is repaid in full at the time the building work is finished and the borrower completes the purchse of their new home. The buyer typically repays the loan from sale of their current flat or by refinancing the loan as part of their standard mortgage from a bank. Until this time the buyer repays only the monthly interest payments on their loan, which provides the returns for investors. In case of buyer's trouble with the repayment, development company provides contractual buyback guarantee and repays the loan principal.

This offer is brought to you by Zlty melon in partnership with the Cresco Group, Lucron Development and Licitor Development.

The Cresco Group is one of the biggest and most successful real estate developers in Slovakia with over 20 years of history and has completed many successful projects across the country.

Lucron Development was established in 2005 as a subsidiary of a large real estate developer based in Luxembour.

LICITOR development company, which was founded in 2006 in Žilina and its core business is the planning and construction of commercial, residential and industrial projects.


How is your investment protected?

In addition to our standard security elements, investments are secured by an extra buyback guarantee from real-estate developers. You can learn more about the extra guarantee mechanism in a section Buyback Guarantee scheme.


How much does it earn?

Actual financing conditions and the possibility of obtaining an investment bonus can be found directly on Auctions page - CashFree loans section.


How to invest?

You can invest in individual CashFree Housing loan auctions as they become available in the same way as you would invest in any other loan auction on Žltý melón. You can also modify your auto investment settings to make sure you don't miss out on any new auctions as they become available, so you can make the most of this great limited time bonus offer!

Auto invest makes things easy! Simply decide how much you want to invest in each CashFree Housing loan and the rest is taken care of for you

The investment fee for these loans is just 0.33% (minimum of 0.01 EUR) which is deducted automatically from the monthly repayments made to you by the borrower.

Don't have an account on Žltý melón? No problem, simply fill out our quick registration form and start earning more from your savings!