Profitable investment in real estate financing with a buyback guarantee

Earn up to 6.9 % p.a. when you invest in loans for the purchase of a new home, with the security of a buyback guarantee and monthly repayments.


Žltý melón, the first peer-to-peer lending platform in Slovakia, has been sucessfully operating since 2012 and provides a platform to help connect borrowers and investors. Alongside our range of standard loans, we are proud to offer you investment into CashFree loans.

This investment provides the unique opportunity to invest profitably and securely in loans for the purchase of homes in various new housing projects across Slovakia. Investment is secured with a buyback guarantee provided by several leading real estate developers as well as by the property itself.

How does it work?

CashFree loans are used to pay the first down payment required to secure the purchase of a new build home. The standard duration for these loans is between 12 and 24 months, with a maximum duration of 36 months. The whole loan is repaid in full at the time the building work is finished and the borrower completes the purchse of their new home. The buyer typically repays the loan from sale of their current flat or by refinancing the loan as part of their standard mortgage from a bank. Until this time the buyer repays only the monthly interest payments on their loan, which provides the returns for investors. In case of buyer's trouble with the repayment, development company provides contractual buyback guarantee and repays the loan principal.

This offer is brought to you by Zlty melon in partnership with the Cresco Group and Lucron Development.

The Cresco Group is one of the biggest and most successful real estate developers in Slovakia with over 20 years of history and has completed many successful projects across the country.

Lucron Development was established in 2005 as a subsidiary of a large real estate developer based in Luxembour.

How much does it earn?

Do not miss our limited offer and invest in guaranteed Cash-Free loans at more favourable conditions. Standard interest rate of these loans is 4.9 % p.a., together with the bonus you may earn as high as 6.9 %.

Limited bonus offer for CashFree loans:

  • If you invest between 500 EUR and 999 EUR in any single loan, you will receive a bonus of 0.25 % on the amount invested
  • If you invest between 1.000 EUR to 2.499 EUR in any single loan, you will receive a bonus of 1,0 % on the amount invested
  • If you invest between 2.500 EUR to 5.000 EUR in and single loan, you will receive a bonus of 1.0 % on the amount invested
  • If you invest more than 5,000 EUR in any single loan, you will receive a bonus of 1.0 % on the amount invested
There is no limit on the amount you can invest in CashFree Housing loans, or on the bonus you will receive. The bonus rate you will earn is calculated for each loan that you invest in individually and is not culmulative.

The bonus rate applies to all investments in CashFree Housing loans made during the period that this limited time offer is available. The bonus amount will be credited to your account on the day that the loan is finalised and there are no restrictions on how you can use these funds.

LIMITED OFFER: EXTRA PREMIUMS

Only now, you can now get an EXTRA cash bonus of up to 2,0 % on the total amount of money you invest in any of our CashFree Hypo or CashFree Housing loans .

  • If you invest a total amount of over EUR 3,000 and less than EUR 10,000 in our CashFree Hypo or CashFree Housing loans during the calendar month, we will credit your account on Žltý melón with an additional investment premium of 0.5 % of the total amount of investments in that calendar month.

  • If you invest a total amount equal to or more than € 10,000 in our CashFree Hypo or CashFree Housing loans during the calendar month, we will credit your account on Žltý melón with an additional investment premium of 1 % of the total amount of investments in that calendar month.

This special offer obviously does not restrict your entitlement to our other current investment bonus offers that are currently paid to all investors based on the rules outlined on our site. Therefore, it is now possible to obtain a premium of 2.0 % of the investment based on the amount of one investment.

For the determination of the investment date, the date of the investment offer for the respective loan is taken into account.


How to invest?

You can invest in individual CashFree Housing loan auctions as they become available in the same way as you would invest in any other loan auction on Žltý melón. You can also modify your auto investment settings to make sure you don't miss out on any new auctions as they become available, so you can make the most of this great limited time bonus offer!

Auto invest makes things easy! Simply decide how much you want to invest in each CashFree Housing loan and the rest is taken care of for you

Best of all, the investment fee for these loans is just 0.33% (minimum of 0.01 EUR) which is deducted automatically from the monthly repayments made to you by the borrower.

Don't have an account on Žltý melón? No problem, simply fill out our quick registration form and start earning more from your savings!

Want to know more?

Read more about our Buyback Guarantee scheme.

Interested in buying a new home with our CashFree Housing loan? Then give us a call on +421 2/544 100 84 to find out more.