High-Risk loans

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High-Risk HR loans are a riskier form of investment than standard loans on Žltý melón, but also offer you the opportunity to earn higher returns. Applicants with an HR rating class either did not meet all the necessary criteria to get a standard loan on Žltý melón or applied for a short term loan - Quick loan. However, after comprehensive asessment of the loan applicant we expect they have a real prospect of meeting their loan repayment obligations.

We recommend investing in HR loans only to experienced investors who are fully aware of the higher investment risks associated with these loans and have balanced that carefully against the opportunity to earn higher returns on their investment.

We do not recommend entering HR auctions to investors who have not yet invested more than € 1 000 on Žltý melón.

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