Operation statistics of Žltý melón

Žltý melón operates successfully since 2012. Have a look at our recent performance.

Loan approved and realised

Loan approved and realised
No data to visualise

Realised loans volume on Žltý melón.

Actual interest rates by applicant´s rating class

The graph indicates the variance of final interest rates of loans by the rating level of the applicant over the last 12 months . It contains the minimal, maximal rates and the range within which most of the final interest rates are found.

Loans by purpose

Classification of granted loans by their purpose of use.

Loans by maturity period

Classification of granted loans by maturity period.

Loans by applicant´s rating class

Classification of granted loans by applicant´s rating class.

Loans by the region of the applicant - SVK

Classification of granted loans by region of the applicant - SVK.

LOANS BY THE REGION OF THE APPLICANT - CZE

Classification of granted loans by region of the applicant - CZE.

Collected principal and interests for investors

Collected principal and interests for investors
No data to visualise

Split of repaid installments between principal and interest.

Our Loan Portfolio

2012
2013
2014
2015
2016
2017
2018
2019
Total
Current*
Returns
Loan amount 85 635 € 684 560 € 687 680 € 1 680 080 € 2 485 105 € 2 805 630 € 3 119 729 € 3 107 577 € 15 770 738 € 6 488 468 €
Interest charges 10 874 € 159 286 € 162 037 € 311 363 € 413 465 € 577 009 € 544 914 € 605 494 € 2 924 087 € 1 134 079 €
Interest rate 11,82 % 16,90 % 16,23 % 11,53 % 10,02 % 9,81 % 8,27 % 9,01 % 10,09 % 8,60 %
Interest rate (excluding CashFree loans) 11,82 % 16,90 % 16,70 % 18,26 % 14,10 % 11,92 % 9,38 % 9,24 % 11,97 % 10,34 %
Repayments**
Loan principal (excluding collections) 71 322 € 447 393 € 529 419 € 1 468 365 € 2 172 069 € 1 782 209 € 1 077 815 € 693 753 € 8 513 982 € 1 730 365 €
Interest and Fees (excluding collections) 9 210 € 114 002 € 130 818 € 258 255 € 349 893 € 414 413 € 329 619 € 163 568 € 1 778 171 € 396 306 €
Total (including legal collections) 88 333 € 692 706 € 738 777 € 1 823 804 € 2 645 131 € 2 308 618 € 1 433 060 € 857 471 € 10 867 931 € 2 142 127 €
Defaults and Collections
Unpaid loan principle*** 11 297 € 190 008 € 111 712 € 162 130 € 230 466 € 251 373 € 146 961 € 52 732 € 1 156 681 € 140 991 €
Amount collected 7 800 € 131 312 € 78 541 € 97 184 € 123 169 € 111 996 € 25 626 € 150 € 575 778 € 15 456 €
% of loan principle collected 69,05 % 69,11 % 70,31 % 59,94 % 53,44 % 44,55 % 17,44 % 0,28 % 49,78 % 10,96 %
Remaining unpaid principal 3 497 € 58 696 € 33 172 € 64 947 € 107 296 € 139 377 € 121 335 € 52 583 € 580 903 € 125 536 €
Actual default rate (including collections) 4,08 % 8,57 % 4,82 % 3,87 % 4,32 % 4,97 % 3,89 % 1,69 % 3,68 % 1,93 %

* Loan portfolio data for the past 24 months
** Not including any bonus payments made to investors (e.g. promotional CashFree bonus interest rates)
*** Amount of the loan principle that had not yet been repaid when the loan went into default.

Performance of the loan portfolio by year

Actual Net Interest rate for Investors (p.a.)

Net interest rate of investors split by rating group of the applicant at recent default and recovery rate on last 24 months portfolio.

More about this graph and its calculation you will find here

Overall Net Interest rate for Investors (p.a.)

Net interest rate of investors for the whole Žltý melón operation time, split by rating group of the applicant, at recent default and recovery rate.

More about this graph and its calculation you will find here.

Net return of our investors (p.a.)

The chart shows the Net Interest Rate of all Žltý melón investors with at least 40 realized investments. You will learn more about this chart and how is calculated here

Development of defaults by years (Risk Vintages)

Development of default by year when loans were granted, so-called Risk Vintages. On the bottom axis is the number of months from granting loans. Trends in particular vintage lines are easy to read.

More about this graph and its calculation you will find here.

Reports update: 01.04.2020