Operation statistics of Žltý melón

Žltý melón operates successfully since 2012. Have a look at our recent performance.

Loan approved and realised

Loan approved and realised
No data to visualise

Realised loans volume on Žltý melón.

Loans by purpose

Classification of granted loans by their purpose of use.

Loans by maturity period

Classification of granted loans by maturity period.

Loans by applicant´s rating class

Classification of granted loans by applicant´s rating class.

Loans by the region of the applicant - SVK

Classification of granted loans by region of the applicant - SVK.

LOANS BY THE REGION OF THE APPLICANT - CZE

Classification of granted loans by region of the applicant - CZE.

Collected principal and interests for investors

Collected principal and interests for investors
No data to visualise

Split of repaid installments between principal and interest.

Our Loan Portfolio

2014
2015
2016
2017
2018
2019
2020
Total
Current*
Returns
Loan amount 687 680 € 1 680 080 € 2 486 275 € 2 805 898 € 3 119 729 € 3 107 577 € 2 329 652 € 16 982 004 € 6 640 687 €
Interest charges 162 037 € 311 363 € 413 448 € 576 609 € 539 462 € 586 545 € 320 864 € 3 080 443 € 1 126 533 €
Interest rate 16,23 % 11,53 % 10,03 % 9,82 % 8,27 % 9,01 % 9,06 % 10,03 % 8,82 %
Interest rate (excluding CashFree loans) 16,70 % 18,26 % 14,10 % 11,92 % 9,38 % 9,45 % 9,52 % 11,65 % 9,37 %
Repayments**
Loan principal (excluding collections) 529 419 € 1 468 365 € 2 182 938 € 1 946 289 € 1 217 265 € 947 828 € 753 795 € 9 559 532 € 2 051 586 €
Interest and Fees (excluding collections) 130 818 € 258 255 € 351 158 € 429 759 € 371 691 € 227 151 € 40 085 € 1 932 083 € 399 299 €
Total (including legal collections) 738 946 € 1 829 832 € 2 664 431 € 2 519 857 € 1 618 207 € 1 176 031 € 793 881 € 12 117 350 € 2 460 770 €
Defaults and Collections
Unpaid loan principle*** 111 712 € 162 130 € 230 773 € 279 926 € 159 222 € 78 883 € 2 000 € 1 225 952 € 139 651 €
Amount collected 78 709 € 103 211 € 130 335 € 143 809 € 29 251 € 1 052 € 0 € 625 735 € 9 884 €
% of loan principle collected 70,46 % 63,66 % 56,48 % 51,37 % 18,37 % 1,33 % 0,00 % 51,04 % 7,08 %
Remaining unpaid principal 33 003 € 58 919 € 100 438 € 136 117 € 129 971 € 77 831 € 2 000 € 600 217 € 129 766 €
Actual default rate (including collections) 4,80 % 3,51 % 4,04 % 4,85 % 4,17 % 2,50 % 0,09 % 3,53 % 1,95 %

* Loan portfolio data for the past 24 months
** Not including any bonus payments made to investors (e.g. promotional CashFree bonus interest rates)
*** Amount of the loan principle that had not yet been repaid when the loan went into default.

Performance of the loan portfolio by year

Actual Net Interest rate for Investors (p.a.)

Net interest rate of investors split by rating group of the applicant at recent default and recovery rate on last 24 months portfolio.

More about this graph and its calculation you will find here

Overall Net Interest rate for Investors (p.a.)

Net interest rate of investors for the whole Žltý melón operation time, split by rating group of the applicant, at recent default and recovery rate.

More about this graph and its calculation you will find here.

Net return of our investors (p.a.)

The chart shows the Net Interest Rate of all Žltý melón investors with at least 40 realized investments. You will learn more about this chart and how is calculated here

Development of defaults by years (Risk Vintages)

Development of default by year when loans were granted, so-called Risk Vintages. On the bottom axis is the number of months from granting loans. Trends in particular vintage lines are easy to read.

More about this graph and its calculation you will find here.

Reports update: 01.08.2020