Operation statistics of Žltý melón

Žltý melón operates successfully since 2012. Have a look at our recent performance.

Loan approved and realised

Loan approved and realised
No data to visualise

Realised loans volume on Žltý melón.

Actual interest rates by applicant´s rating class

The graph indicates the variance of final interest rates of loans by the rating level of the applicant over the last 12 months . It contains the minimal, maximal rates and the range within which most of the final interest rates are found.

Loans by purpose

Classification of granted loans by their purpose of use.

Loans by maturity period

Classification of granted loans by maturity period.

Loans by applicant´s rating class

Classification of granted loans by applicant´s rating class.

Loans by the region of the applicant - SVK

Classification of granted loans by region of the applicant - SVK.

LOANS BY THE REGION OF THE APPLICANT - CZE

Classification of granted loans by region of the applicant - CZE.

Collected principal and interests for investors

Collected principal and interests for investors
No data to visualise

Split of repaid installments between principal and interest.

Our Loan Portfolio

2012
2013
2014
2015
2016
2017
2018
2019
Total
Current*
Returns
Loan amount 85 635 € 684 560 € 687 680 € 1 680 080 € 2 487 135 € 2 806 095 € 3 119 729 € 2 656 509 € 14 207 423 € 6 064 379 €
Interest charges 10 874 € 159 286 € 162 037 € 311 363 € 414 015 € 580 936 € 553 469 € 547 721 € 2 739 700 € 1 151 970 €
Interest rate 11,82 % 16,90 % 16,23 % 11,53 % 10,03 % 9,82 % 8,27 % 9,18 % 10,26 % 8,61 %
Interest rate (excluding CashFree loans) 11,82 % 16,90 % 16,70 % 18,26 % 14,10 % 11,92 % 9,38 % 9,07 % 14,08 % 9,72 %
Repayments**
Loan principal (excluding collections) 71 322 € 447 393 € 529 419 € 1 468 365 € 2 132 664 € 1 624 179 € 895 776 € 250 379 € 7 419 495 € 1 274 140 €
Interest and Fees (excluding collections) 9 210 € 114 002 € 130 818 € 258 255 € 348 333 € 392 709 € 282 712 € 90 076 € 1 626 115 € 403 190 €
Total (including legal collections) 88 333 € 686 785 € 738 540 € 1 822 527 € 2 598 948 € 2 116 725 € 1 192 754 € 340 514 € 9 585 125 € 1 694 138 €
Defaults and Collections
Unpaid loan principle*** 11 297 € 190 008 € 111 712 € 162 130 € 231 487 € 244 157 € 133 831 € 34 075 € 1 118 699 € 170 799 €
Amount collected 7 800 € 125 391 € 78 303 € 95 907 € 117 951 € 99 837 € 14 266 € 60 € 539 515 € 16 808 €
% of loan principle collected 69,05 % 65,99 % 70,09 % 59,15 % 50,95 % 40,89 % 10,66 % 0,18 % 48,23 % 9,84 %
Remaining unpaid principal 3 497 € 64 617 € 33 409 € 66 224 € 113 536 € 144 320 € 119 565 € 34 015 € 579 184 € 153 991 €
Actual default rate (including collections) 4,08 % 9,44 % 4,86 % 3,94 % 4,56 % 5,14 % 3,83 % 1,28 % 4,08 % 2,54 %

* Loan portfolio data for the past 24 months
** Not including any bonus payments made to investors (e.g. promotional CashFree bonus interest rates)
*** Amount of the loan principle that had not yet been repaid when the loan went into default.

Performance of the loan portfolio by year

Actual Net Interest rate for Investors (p.a.)

Net interest rate of investors split by rating group of the applicant at recent default and recovery rate on last 24 months portfolio.

More about this graph and its calculation you will find here

Overall Net Interest rate for Investors (p.a.)

Net interest rate of investors for the whole Žltý melón operation time, split by rating group of the applicant, at recent default and recovery rate.

More about this graph and its calculation you will find here.

Net return of our investors (p.a.)

The chart shows the Net Interest Rate of all Žltý melón investors with at least 40 realized investments. You will learn more about this chart and how is calculated here

Development of defaults by years (Risk Vintages)

Development of default by year when loans were granted, so-called Risk Vintages. On the bottom axis is the number of months from granting loans. Trends in particular vintage lines are easy to read.

More about this graph and its calculation you will find here.

Reports update: 01.12.2019