Operation statistics of Žltý melón

Žltý melón operates successfully since 2012. Have a look at our recent performance.

Loan approved and realised

Loan approved and realised
No data to visualise

Realised loans volume on Žltý melón.

Loans by purpose

Classification of granted loans by their purpose of use.

Loans by maturity period

Classification of granted loans by maturity period.

Loans by applicant´s rating class

Classification of granted loans by applicant´s rating class.

Loans by the region of the applicant - SVK

Classification of granted loans by region of the applicant - SVK.

LOANS BY THE REGION OF THE APPLICANT - CZE

Classification of granted loans by region of the applicant - CZE.

Collected principal and interests for investors

Collected principal and interests for investors
No data to visualise

Split of repaid installments between principal and interest.

Our Loan Portfolio

2014
2015
2016
2017
2018
2019
2020
Total
Current*
Returns
Loan amount 687 680 € 1 680 080 € 2 485 173 € 2 805 645 € 3 119 729 € 3 107 577 € 3 684 180 € 18 335 177 € 7 281 739 €
Interest charges 162 037 € 311 363 € 413 148 € 576 131 € 537 780 € 582 215 € 456 787 € 3 209 574 € 1 135 701 €
Interest rate 16,23 % 11,53 % 10,02 % 9,81 % 8,27 % 9,01 % 8,93 % 9,94 % 8,91 %
Interest rate (excluding CashFree loans) 16,70 % 18,26 % 14,10 % 11,91 % 9,38 % 9,45 % 9,44 % 11,46 % 9,44 %
Repayments**
Loan principal (excluding collections) 529 419 € 1 468 365 € 2 187 434 € 1 992 803 € 1 348 584 € 1 054 880 € 1 439 071 € 10 534 189 € 2 609 811 €
Interest and Fees (excluding collections) 130 818 € 258 255 € 351 681 € 438 100 € 399 662 € 269 865 € 82 864 € 2 054 412 € 412 991 €
Total (including legal collections) 739 489 € 1 833 556 € 2 674 703 € 2 588 016 € 1 789 110 € 1 328 440 € 1 521 935 € 13 251 604 € 3 026 650 €
Defaults and Collections
Unpaid loan principle*** 111 712 € 162 130 € 230 218 € 282 210 € 167 809 € 123 022 € 10 685 € 1 289 093 € 158 452 €
Amount collected 79 252 € 106 935 € 135 588 € 157 113 € 40 864 € 3 694 € 0 € 663 003 € 3 848 €
% of loan principle collected 70,94 % 65,96 % 58,90 % 55,67 % 24,35 % 3,00 % 0,00 % 51,43 % 2,43 %
Remaining unpaid principal 32 460 € 55 195 € 94 630 € 125 097 € 126 945 € 119 327 € 10 685 € 626 090 € 154 604 €
Actual default rate (including collections) 4,72 % 3,29 % 3,81 % 4,46 % 4,07 % 3,84 % 0,29 % 3,41 % 2,12 %

* Loan portfolio data for the past 24 months
** Not including any bonus payments made to investors (e.g. promotional CashFree bonus interest rates)
*** Amount of the loan principle that had not yet been repaid when the loan went into default.

Performance of the loan portfolio by year

Actual Net Interest rate for Investors (p.a.)

Net interest rate of investors split by rating group of the applicant at recent default and recovery rate on last 24 months portfolio.

More about this graph and its calculation you will find here

Overall Net Interest rate for Investors (p.a.)

Net interest rate of investors for the whole Žltý melón operation time, split by rating group of the applicant, at recent default and recovery rate.

More about this graph and its calculation you will find here.

Net return of our investors (p.a.)

The chart shows the Net Interest Rate of all Žltý melón investors with at least 40 realized investments. You will learn more about this chart and how is calculated here

Development of defaults by years (Risk Vintages)

Development of default by year when loans were granted, so-called Risk Vintages. On the bottom axis is the number of months from granting loans. Trends in particular vintage lines are easy to read.

More about this graph and its calculation you will find here.

Reports update: 01.11.2020