Operation statistics of Žltý melón

Žltý melón operates successfully since 2012. Have a look at our recent performance.

Loan approved and realised

Loan approved and realised
No data to visualise

Realised loans volume on Žltý melón.

Actual interest rates by applicant´s rating class

The graph indicates the variance of final interest rates of loans by the rating level of the applicant over the last 12 months . It contains the minimal, maximal rates and the range within which most of the final interest rates are found.

Loans by purpose

Classification of granted loans by their purpose of use.

Loans by maturity period

Classification of granted loans by maturity period.

Loans by applicant´s rating class

Classification of granted loans by applicant´s rating class.

Loans by the region of the applicant - SVK

Classification of granted loans by region of the applicant - SVK.

LOANS BY THE REGION OF THE APPLICANT - CZE

Classification of granted loans by region of the applicant - CZE.

Collected principal and interests for investors

Collected principal and interests for investors
No data to visualise

Split of repaid installments between principal and interest.

Our Loan Portfolio

2012
2013
2014
2015
2016
2017
Total
Current*
Returns
Loan amount 85 635 € 684 560 € 687 680 € 1 680 080 € 2 486 747 € 2 806 006 € 12 748 819 € 6 024 402 €
Interest charges 10 874 € 159 286 € 162 037 € 311 363 € 415 558 € 592 991 € 2 483 019 € 1 221 902 €
Interest rate 11,82 % 16,90 % 16,23 % 11,53 % 10,03 % 9,82 % 10,33 % 8,77 %
Interest rate (excluding CashFree loans) 11,82 % 16,90 % 16,70 % 18,26 % 14,10 % 11,92 % 13,97 % 9,86 %
Repayments**
Loan principal (excluding collections) 71 322 € 447 393 € 529 419 € 1 468 365 € 2 023 809 € 1 373 832 € 6 505 740 € 1 142 370 €
Interest and Fees (excluding collections) 9 210 € 114 002 € 130 818 € 258 255 € 342 285 € 349 861 € 1 420 773 € 418 741 €
Total (including legal collections) 88 333 € 682 814 € 737 000 € 1 819 162 € 2 464 472 € 1 801 899 € 8 406 878 € 1 613 922 €
Defaults and Collections
Unpaid loan principle*** 11 297 € 190 008 € 111 712 € 162 130 € 232 126 € 223 109 € 1 025 654 € 246 142 €
Amount collected 7 800 € 121 420 € 76 763 € 92 542 € 98 378 € 78 206 € 480 365 € 52 811 €
% of loan principle collected 69,05 % 63,90 % 68,72 % 57,08 % 42,38 % 35,05 % 46,84 % 21,46 %
Remaining unpaid principal 3 497 € 68 588 € 34 949 € 69 589 € 133 748 € 144 903 € 545 288 € 193 331 €
Actual default rate (including collections) 4,08 % 10,02 % 5,08 % 4,14 % 5,38 % 5,16 % 4,28 % 3,21 %

* Loan portfolio data for the past 24 months
** Not including any bonus payments made to investors (e.g. promotional CashFree bonus interest rates)
*** Amount of the loan principle that had not yet been repaid when the loan went into default.

Performance of the loan portfolio by year

Actual Net Interest rate for Investors (p.a.)

Net interest rate of investors split by rating group of the applicant at recent default and recovery rate on last 24 months portfolio.

More about this graph and its calculation you will find here

Overall Net Interest rate for Investors (p.a.)

Net interest rate of investors for the whole Žltý melón operation time, split by rating group of the applicant, at recent default and recovery rate.

More about this graph and its calculation you will find here.

Net return of our investors (p.a.)

The chart shows the Net Interest Rate of all Žltý melón investors with at least 40 realized investments. You will learn more about this chart and how is calculated here

Development of defaults by years (Risk Vintages)

Development of default by year when loans were granted, so-called Risk Vintages. On the bottom axis is the number of months from granting loans. Trends in particular vintage lines are easy to read.

More about this graph and its calculation you will find here.

Reports update: 01.06.2019