Operation statistics of Žltý melón

Žltý melón operates successfully since 2012. Have a look at our recent performance.

Loan approved and realised

Loan approved and realised
No data to visualise

Realised loans volume on Žltý melón.

Actual interest rates by applicant´s rating class

The graph indicates the variance of final interest rates of loans by the rating level of the applicant over the last 12 months . It contains the minimal, maximal rates and the range within which most of the final interest rates are found.

Loans by purpose

Classification of granted loans by their purpose of use.

Loans by maturity period

Classification of granted loans by maturity period.

Loans by applicant´s rating class

Classification of granted loans by applicant´s rating class.

Loans by the region of the applicant - SVK

Classification of granted loans by region of the applicant - SVK.

LOANS BY THE REGION OF THE APPLICANT - CZE

Classification of granted loans by region of the applicant - CZE.

Collected principal and interests for investors

Collected principal and interests for investors
No data to visualise

Split of repaid installments between principal and interest.

Our Loan Portfolio

2012
2013
2014
2015
2016
2017
2018
2019
Total
Current*
Returns
Loan amount 85 635 € 684 560 € 687 680 € 1 680 080 € 2 487 459 € 2 806 169 € 3 119 729 € 3 107 577 € 15 108 427 € 6 408 180 €
Interest charges 10 874 € 159 286 € 162 037 € 311 363 € 414 102 € 577 924 € 548 363 € 607 000 € 2 845 596 € 1 159 323 €
Interest rate 11,82 % 16,90 % 16,23 % 11,53 % 10,03 % 9,82 % 8,27 % 9,01 % 10,14 % 8,57 %
Interest rate (excluding CashFree loans) 11,82 % 16,90 % 16,70 % 18,26 % 14,10 % 11,92 % 9,38 % 9,33 % 13,08 % 13,34 %
Repayments**
Loan principal (excluding collections) 71 322 € 447 393 € 529 419 € 1 468 365 € 2 169 188 € 1 679 670 € 988 520 € 530 422 € 7 922 837 € 1 437 987 €
Interest and Fees (excluding collections) 9 210 € 114 002 € 130 818 € 258 255 € 349 480 € 404 483 € 306 770 € 127 564 € 1 701 237 € 401 189 €
Total (including legal collections) 88 333 € 690 431 € 738 617 € 1 823 160 € 2 640 004 € 2 187 571 € 1 310 489 € 658 046 € 10 175 844 € 1 852 512 €
Defaults and Collections
Unpaid loan principle*** 11 297 € 190 008 € 111 712 € 162 130 € 231 650 € 250 684 € 143 154 € 50 777 € 1 151 413 € 169 439 €
Amount collected 7 800 € 129 036 € 78 380 € 96 540 € 121 336 € 103 419 € 15 199 € 60 € 551 770 € 13 337 €
% of loan principle collected 69,05 % 67,91 % 70,16 % 59,54 % 52,38 % 41,25 % 10,62 % 0,12 % 47,92 % 7,87 %
Remaining unpaid principal 3 497 € 60 972 € 33 332 € 65 591 € 110 314 € 147 265 € 127 955 € 50 718 € 599 643 € 156 102 €
Actual default rate (including collections) 4,08 % 8,91 % 4,85 % 3,90 % 4,43 % 5,25 % 4,10 % 1,63 % 3,97 % 2,44 %

* Loan portfolio data for the past 24 months
** Not including any bonus payments made to investors (e.g. promotional CashFree bonus interest rates)
*** Amount of the loan principle that had not yet been repaid when the loan went into default.

Performance of the loan portfolio by year

Actual Net Interest rate for Investors (p.a.)

Net interest rate of investors split by rating group of the applicant at recent default and recovery rate on last 24 months portfolio.

More about this graph and its calculation you will find here

Overall Net Interest rate for Investors (p.a.)

Net interest rate of investors for the whole Žltý melón operation time, split by rating group of the applicant, at recent default and recovery rate.

More about this graph and its calculation you will find here.

Net return of our investors (p.a.)

The chart shows the Net Interest Rate of all Žltý melón investors with at least 40 realized investments. You will learn more about this chart and how is calculated here

Development of defaults by years (Risk Vintages)

Development of default by year when loans were granted, so-called Risk Vintages. On the bottom axis is the number of months from granting loans. Trends in particular vintage lines are easy to read.

More about this graph and its calculation you will find here.

Reports update: 01.02.2020