Operation statistics of Žltý melón

Žltý melón operates successfully since 2012. Have a look at our recent performance.

Loan approved and realised

Loan approved and realised
No data to visualise

Realised loans volume on Žltý melón.

Loans by purpose

Classification of granted loans by their purpose of use.

Loans by maturity period

Classification of granted loans by maturity period.

Loans by applicant´s rating class

Classification of granted loans by applicant´s rating class.

Loans by the region of the applicant - SVK

Classification of granted loans by region of the applicant - SVK.

LOANS BY THE REGION OF THE APPLICANT - CZE

Classification of granted loans by region of the applicant - CZE.

Collected principal and interests for investors

Collected principal and interests for investors
No data to visualise

Split of repaid installments between principal and interest.

Our Loan Portfolio

2012
2013
2014
2015
2016
2017
2018
2019
2020
Total
Current*
Returns
Loan amount 85 635 € 684 560 € 687 680 € 1 680 080 € 2 485 527 € 2 805 726 € 3 119 729 € 3 107 577 € 1 707 622 € 16 359 054 € 6 611 771 €
Interest charges 10 874 € 159 286 € 162 037 € 311 363 € 413 376 € 576 891 € 541 279 € 591 867 € 231 666 € 2 998 592 € 1 129 584 €
Interest rate 11,82 % 16,90 % 16,23 % 11,53 % 10,03 % 9,81 % 8,27 % 9,01 % 8,92 % 10,05 % 8,65 %
Interest rate (excluding CashFree loans) 11,82 % 16,90 % 16,70 % 18,26 % 14,10 % 11,92 % 9,38 % 9,35 % 9,37 % 12,36 % 10,15 %
Repayments**
Loan principal (excluding collections) 71 322 € 447 393 € 529 419 € 1 468 365 € 2 178 396 € 1 869 393 € 1 163 215 € 852 930 € 512 133 € 9 087 704 € 1 951 421 €
Interest and Fees (excluding collections) 9 210 € 114 002 € 130 818 € 258 255 € 350 576 € 422 501 € 351 610 € 196 716 € 21 100 € 1 854 746 € 403 798 €
Total (including legal collections) 88 333 € 692 787 € 738 859 € 1 825 263 € 2 654 909 € 2 427 170 € 1 541 417 € 1 050 397 € 533 234 € 11 547 545 € 2 365 386 €
Defaults and Collections
Unpaid loan principle*** 11 297 € 190 008 € 111 712 € 162 130 € 230 396 € 255 824 € 151 726 € 55 947 € 0 € 1 169 041 € 121 837 €
Amount collected 7 800 € 131 392 € 78 623 € 98 643 € 125 937 € 135 275 € 26 592 € 752 € 0 € 605 095 € 10 167 €
% of loan principle collected 69,05 % 69,15 % 70,38 % 60,84 % 54,66 % 52,88 % 17,53 % 1,34 % 0,00 % 51,76 % 8,34 %
Remaining unpaid principal 3 497 € 58 616 € 33 090 € 63 488 € 104 459 € 120 549 € 125 134 € 55 195 € 0 € 563 946 € 111 670 €
Actual default rate (including collections) 4,08 % 8,56 % 4,81 % 3,78 % 4,20 % 4,30 % 4,01 % 1,78 % 0,00 % 3,45 % 1,69 %

* Loan portfolio data for the past 24 months
** Not including any bonus payments made to investors (e.g. promotional CashFree bonus interest rates)
*** Amount of the loan principle that had not yet been repaid when the loan went into default.

Performance of the loan portfolio by year

Actual Net Interest rate for Investors (p.a.)

Net interest rate of investors split by rating group of the applicant at recent default and recovery rate on last 24 months portfolio.

More about this graph and its calculation you will find here

Overall Net Interest rate for Investors (p.a.)

Net interest rate of investors for the whole Žltý melón operation time, split by rating group of the applicant, at recent default and recovery rate.

More about this graph and its calculation you will find here.

Net return of our investors (p.a.)

The chart shows the Net Interest Rate of all Žltý melón investors with at least 40 realized investments. You will learn more about this chart and how is calculated here

Development of defaults by years (Risk Vintages)

Development of default by year when loans were granted, so-called Risk Vintages. On the bottom axis is the number of months from granting loans. Trends in particular vintage lines are easy to read.

More about this graph and its calculation you will find here.

Reports update: 01.06.2020