Žltý melón - A sweeter type of p2p lending

Not all p2p lenders are the same and no one is quite like us!

  Pay less for your next loan

We are the first true multi-currency, multi-country p2p lending platform, which means investors from across the EU compete to fund your loan

Our borrowers pay as little as 4.2% APR for their loan!

  Have complete control over your loan

Most p2p lenders approve your loan application and then choose who funds it and at what interest rate, which to us sounds a lot like a bank!

When you borrow on Žltý melón you are in complete control over who funds your loan to, how much you borrow, and what interest rate you pay.

More control doesn't mean more work for you! Our innovative loan auctions ensure that you always get the best offers from investors at the lowest interest rates.

  Repay your loan early and save money

With other p2p lenders you can find yourself trapped into a long loan, with repayments that change or no way to repay early if you want to. We think this is a lot like the banks they set out to replace!

On Žltý melón you borrow directly from a group of other people, but you make just one simple fixed repayment each month. Plus, you can repay part or your entire loan early if you want, with no hassle or restrictions.

  We make sure p2p lending isn't risky

People choose to invest on Žltý melón because they get a better deal than they could get with their bank. Not because they want to exploit people who need a loan.

Our loans are cheaper because our investors trust us, which means they trust you!

Unlike other p2p lenders, we don't make investors pay into a 'provision fund', which means you pay more for your loan and is exactly what banks do!. We have reduced the costs of our platform to the minimum and have developed an innovative risk management system for investors, that means the cost of your loan can be as low as possible.

We also provide Guarantor loans and secured loans that reduce the risk for investors and the price you pay to borrow.

  We are truly transparent and on your side

Unlike banks and other p2p lenders, we are actually completely transparent about our operations, our motives and the performance of loans on our platforms. This means we publish extensive information about loan repayments, how we operate and the fees we charge to use our platform.

We know that borrowing and investing on Žltý melón is a great deal, so we have nothing to hide and encourage you to ask any and all questions you might have!

You can learn more about our results in the Statistics section of our website.

Why choose Žltý melón?

Better is better

P2P lending makes banking better. And Žltý melón makes P2P lending better. A better future for finance is here now!

Openly open

People lend to each other on Žltý melón in the open. No dodgy deals or casino banking. Don't just 'believe' it works, see it!

Fair for you

When people lend to each other directly they agree on terms that are fair for everyone. We are just here to help you do it!

Simply Simple

Loans should be simple! Our platform is innovative in its simplicity. We make p2p lending easy for real people, not peers.

Made Modern

The digital revolution is changing the world and makes our lives easier. We think your financial life should be easier too!

You're Covered

We are the first p2p lender of our kind. Our secure platform connects people across the EU, so we've got you covered!

You can learn more about our committment to transparency here and see the statistics we publish here.